What Car Modifications Affect Insurance?
If you’re looking to insure your modified car, it can seem like there’s a lot to understand, especially when it comes to what car modifications
Modified Car Insurance
Explore Tailored Options And Cover With Our Modified Car Insurance
When it comes to Modified Car Insurance, Advance Insurance are the team you can trust
Who We Are
We know that a “one size fits all” approach to modified car insurance just will not work. That’s why the modified car insurance policies we arrange can cover a wide range of makes and models, and we’ll tailor cover to your needs to find you a policy that’s truly right for you.
Here at Advance Insurance, we will consider most types of car modifications. As modified car enthusiasts, we understand the fact that often a project car is never truly “finished”, so will be on hand to add any further modifications you add throughout the policy.
We have access to a number of different car insurers, offering modified vehicle insurance, so whether you’re looking to insure, after market alloys, coilover suspension, air ride suspension, sports/bucket seats or all of the above and more, make sure to get in touch with our team today. We’ll provide you with all of the impartial advice you need to find the right insurance policy for your modified car.
What We Cover
Modifications We Can Arrange Cover For
Here at Advance Insurance, we can arrange car insurance that will cover most car modifications such as sports/ bucket seats, harnesses, intercoolers, coilover suspension, air ride suspension and after market alloys. If your car modification is not listed, please call us to discuss your insurance needs.
Insuring a modified car won’t be as difficult as you may initially think. While some insurance providers don’t understand the true value of a lot of modifications, we are enthusiasts ourselves and enjoy finding the right policies for modified cars.
Simply give us a call and we’ll be more than happy to help.
Frequently Asked Questions
Here at Advance Insurance, we’re proud to offer modified car insurance from a number of specialist insurers, so should you be looking to modify your car, we’ll be more than happy to help you to make sure that you are completely covered. To find the right modified car insurance policy for your vehicle, get a quote today.
Modifications, or mods, are new features added to your car that are not provided originally by the manufacturer. Sometimes, these can be referred to as aftermarket parts.
Typically, these are split into two categories; performance and cosmetic.
Performance modifications can include changing your suspension, increasing horsepower, upgrading your turbo, tuning your engine, intake and exhaust upgrades, handling modifications, and transmission modifications.
Cosmetic modifications include stripes, body kits, tinted windows, paintwork, wraps, speaker systems, and changing your alloys. These modifications will have little to no effect on the performance, handling or power of the vehicle.
Yes, you must declare your car modifications. Anything you have done or plan to do to your vehicle should be declared to your insurer. Fully disclosing modifications ensures your policy is not at risk of being voided due to non-disclosure.
If you don’t declare all of your modifications to your insurer and you later find that you need to make a claim, you could find yourself with your policy being declared invalid. This means that your insurer may refuse to pay out or give you a reduced payment.
Typically, modifications to a car will increase its overall value. This is why a modified car insurance policy can be more expensive than a standard policy.
There are many different motor insurance types that we can provide, including Japanese Import Car Insurance, Classic Car Insurance, Motorhome Insurance and Converted Campervan Insurance.
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