“Package Policies” are policies which have been put together by the insurance industry to cover generic shops, offices and surgery risks.
As a lot of these different types of risks require the same covers, the various sections which make up a package policy are often automatically included up to a limit which would suffice for most companies. These covers are for risks such as money, public liability, employers liability and business interruption. The main variables such as physical assets are then specified and rated accordingly.
A Package Policy from Advance Insurance will always include a full review and assessment of your business and its requirements, and by taking the time to understand your business we will create a bespoke package from a generic one.
In addition to the risks listed above, other covers can be included such as:
- Legal expenses
- Tenants improvements
- Equipment breakdown
- Business equipment away from the premises
- Goods inTransit
- Product Liability